Senior Advice Specialist: Fiduciary

Job Classification
Job Requisition: 143529 - Melissa Cloete
Location: Clocktower Campus, V&A Waterfront, Cape Town
Cluster: Personal and Private Banking | Private and Wealth | National Fiduciary
Closing Date: 13 February 2026
EE Statement: Preference will be given to candidates from Underrepresented Groups.

Career Stream
Fiduciary
FAIS Affected
FAIS Affected - Yes

Job Purpose
To deliver globally integrated specialized fiduciary guidance as a component of comprehensive Wealth and Financial planning, assisting Wealth Managers, Financial Planners, International and Portfolio Management Specialists, Private Bankers, and Structured lenders in Wealth Management Distribution. This role enables clients within Private and Wealth to align their financial choices with their life objectives and aspirations.

Job Responsibilities

• Provide daily fiduciary advisory technical assistance to wealth managers, financial planners/advisers, international and portfolio management specialists, wealth bankers, structured lenders, and other business areas, such as Nedgroup Trust (Pty) Ltd, to support client acquisition, service delivery, retention efforts, and risk reduction.
• Develop, construct, and ultimately integrate estate planning capabilities systematically into the advisory process, expanding the delivery of these services across various client segments to facilitate retention, cross-selling, upselling, and/or margin enhancement while mitigating risks.
• Contribute to the Centre of Excellence (CoE) initiatives: Enhance the quality of advice (beyond mere investment/product suitability) as subject matter experts (SMEs), and scale the provision of advice in collaboration with the broader advisor enablement team to address the digitalization of the advisory process, including, among other things, fiduciary and risk planning:
  • Training: Enhance the skills of client-facing employees through regular training sessions aimed at improving the quality of fiduciary-related advice and implementing the identified scalable estate planning solutions for client segments.
  • Communications and webinars: Create internal and external communications (covering legislative updates, thought leadership, etc.).
  • Advice planning processes and supporting documentation: Develop processes, house views, guidance documents, etc.

Job Responsibilities Continued

• Deliver fiduciary advisory technical proficiency directly to primarily ultra-high-net-worth clients (those with +R100 m absolute balances), high-net-worth clients (+R10 – R100 m absolute balances), and private wealth clients. To achieve this, you must be capable of:

  • Preparing comprehensive estate planning reports, which include reviewing and advising on the South African and international estate and tax planning implications relevant to any existing South African and international estate planning "tools" and assets; analyzing clients' specific needs and situations; and making suitable recommendations regarding South African and international estate and tax planning "tools" and techniques that can fulfill clients' unique requirements.
  • Offering South African and international wealth structuring advice, encompassing:
    • Consultation regarding and taking instructions for drafting wills (pertaining to South African and international assets), and, where necessary, facilitating the drafting of wills in foreign jurisdictions for international assets.
    • Drafting South African trust deeds, such as inter vivos and charitable trusts, as well as other philanthropic structures in South Africa, in compliance with relevant legislation, regulations, and best practices.
    • Reviewing existing South African and international trust structures and providing recommendations to ensure their viability in accordance with applicable legislation, case law, regulations, and best practices.
    • Facilitating the establishment (or transfer) of new international trusts, investment/property holding companies, and any other relevant international structures.
    • Thoroughly explaining the estate and tax planning implications of different legal ownership options (local and international wealth structures).
    • Providing advice on exchange control matters.

• Actively engage in Advice meetings by:

  • Offering updates on legislative and regulatory developments and case law that impact fiduciary-related matters.
  • Contributing to keeping the document library (templates) current, e.g., estate planning reports, trust deed templates, and loan agreements.
  • Creating house views on fiduciary-related topics.

• Ensure that national compliance and risk management processes and procedures are implemented and followed.

Essential Qualifications - NQF Level
Advanced Diplomas/National 1st Degrees

Preferred Qualification
Law Degree (preferred), Postgraduate Diploma in Financial Planning, Tax qualification - Higher Diploma

Preferred Certifications
Registered tax practitioner and FAIS

Minimum Experience Level
7 - 10 years of experience in the wealth management or private wealth sector, advising on estate and tax planning, legal ownership options, and wealth structuring, including local and international trusts and other fiduciary advisory services.

Technical / Professional Knowledge

• Relevant Software and System Knowledge
• Occupational Assessment Report Writing
• Relevant Regulatory Knowledge
• Principles of Project Management
• Knowledge of the Commercial Property Market & Property Finance
• Data Analysis
• Research Methodology
• Principles of Financial Management

Behavioural Competencies

• Technical/Professional Knowledge and Skills
• Advancing Sales Discussions
• High-Impact Communication
• Influencing
• Decision Making
• Coaching

Please reach out to the Nedbank Recruiting Team at +27 860 555 566.