Manager: Credit Governance

Requisition Details & Talent Acquisition Contact
Requisition nr: 143399
Talent Acquisition Specialist: Tshego Semenya
Location: 135 Rivonia Road, Sandown
Closing date: 12 February 2026

Cluster
Business and Commercial Banking
Career Stream
Credit Collections
Leadership Pipeline
Manage Self: Professional

Position
Manager: Credit Governance

Why join our team!
Embrace a position that places you at the heart of credit governance within the organization. As the Manager: Credit Governance, you will collaborate with senior forums to promote disciplined decision-making and enhance the quality of governance artifacts. Your extensive knowledge of the complete credit lifecycle—including origination, underwriting, monitoring, risk triggers, impairments, collections, and portfolio review—will aid you in accurately interpreting intricate discussions and transforming them into clear, executive-ready outputs. You will utilize your understanding of credit policies, mandates, approval processes, and committee routing frameworks to ensure that proposals navigate the appropriate channels while contributing to process enhancements that improve the overall governance landscape.

This dynamic, detail-oriented, and highly collaborative environment provides substantial exposure across credit, governance, and risk practices. Your capacity to analyze Management Information System (MIS)-based insights, recognize credit trends, and facilitate portfolio review discussions will add significant value to committees and stakeholders in the cluster. Accuracy in preparing minutes, packs, and action logs is crucial, as these documents ensure transparency, readiness for audits, and compliance with regulations. By working alongside Group Risk, Audit, Compliance, and Credit MI teams, you will apply strong governance judgment, regulatory awareness, and operational discipline to enhance the quality, consistency, and effectiveness of the credit governance framework.

Job Purpose
To establish and uphold a strong credit governance environment by coordinating governance forums, ensuring alignment with policies and charters, producing precise governance artifacts, guiding decision pathways, and offering strategic governance insights that enable effective credit risk oversight for the cluster.

Job Responsibilities

• Maintain and enhance the cluster’s credit governance framework, ensuring that policies, charters, and standards align with internal requirements, Group Risk expectations, and regulatory updates.
• Revise governance documents and integrate legislative or internal policy changes into credit processes and committee obligations.
• Oversee the entire governance structure, including annual master diaries, meeting schedules, quorum timelines, submission deadlines, and quality assurance of committee materials.
• Draft accurate, concise, and technically sound minutes and action logs, ensuring prompt circulation to facilitate informed decision-making.
• Track and resolve issues by maintaining clear connections between committees and ensuring follow-up on all governance actions.
• Advise stakeholders on the correct approval pathways for credit proposals across segment, cluster, and group governance frameworks.
• Actively identify and escalate risks such as quorum issues, late submissions, process violations, or policy deficiencies, and suggest practical solutions.
• Serve as the primary point of contact for governance evidence required by audits and assurance teams, ensuring precise record-keeping of minutes, registers, charters, approvals, and action logs.
• Assist in resolving and implementing audit findings, establishing sustainable improvements within governance processes.
• Collaborate with reporting teams to translate committee outcomes into meaningful monitoring, management information, and post-approval oversight.
• Prepare portfolio insights and review materials utilizing MIS data where necessary, providing monthly business feedback to support credit book oversight.
• Develop strong relationships with stakeholders by consistently engaging on credit processes, policies, documentation, and governance expectations.
• Encourage effective team collaboration by participating in meetings, culture initiatives, and team-building activities.
• Promote knowledge-sharing among the team and stakeholders, contributing to the growth of governance and credit-related intellectual capital.
• Identify and implement enhancements to governance processes, operational workflows, reporting frameworks, and credit systems to boost efficiency and minimize manual efforts.
• Support operational excellence and business optimization initiatives through proactive engagement and a mindset of continuous improvement.
• Ensure compliance with bank policies, procedures, and regulatory guidelines, reinforcing sound credit-risk practices across governance forums.
• Provide guidance and support to stakeholders on credit risk issues, ensuring decisions align with risk appetite and are well-informed.
• Contribute to team capabilities by identifying skill gaps, encouraging training, backing development activities, and facilitating knowledge enhancement.
• Meet stakeholder expectations by addressing inquiries within agreed turnaround times and delivering high-quality governance outputs.
• Foster a culture aligned with Nedbank’s values by engaging in transformation, culture-building, and corporate responsibility initiatives.
• Continuously seek opportunities to improve processes, systems, documentation standards, and governance integration, providing added value to the organization.

Essential Qualifications - NQF Level
Advanced Diplomas/National 1st Degrees

Preferred Qualification
Finance, Risk Management, Business Administration, Accounting, Economics, or Governance.

Preferred Certifications

• Credit Risk Management certifications
• Governance or Compliance-related certifications
• Project management certifications (e.g., PRINCE2, PMP)

Minimum Experience Level

• At least 5+ years of hands-on experience in credit, including familiarity with credit risk, lending lifecycle, credit management, or portfolio monitoring.
• Proven ability to interpret credit policies, proposals, impairments, risk indicators, and portfolio behaviors.
• Experience in structured governance settings, preferably involving committee coordination or support.
• Exposure to assurance or audit processes, including evidence provision, request management, and support for remediation efforts.
• Demonstrated experience interacting with senior stakeholders on credit-related issues and delivering precise, high-quality governance outputs.
• Background in environments necessitating strict compliance, documentation management, and governance discipline.

Technical / Professional Knowledge

• Business administration and management
• Financial Accounting Principles
• Governance, Risk, and Controls
• Operations planning
• Project management principles
• Relevant regulatory knowledge
• Service level agreements
• Staff resource planning
• Strategic planning
• Management information and reporting principles, tools, and mechanisms

Disclaimer
Preference will be granted to candidates from underrepresented groups.
For inquiries, please contact the Nedbank Recruiting Team at +27 860 555 566.

For inquiries, please reach out to the Nedbank Recruiting Team at +27 860 555 566.