Internal Auditor: Card and Payments

Requisition Details & Talent Acquisition Consultant
REQ 144034 Thembi Mtshali
Location: Johannesburg
Closing Date: 13 February 2026

Job Family
Risk, Audit and Compliance

Career Stream
Auditing

Leadership Pipeline
Manage Self: Professional

Job Purpose
To perform internal audits that provide information used to deliver independent, objective assurance to the Nedbank Group Limited Board of Directors. This assurance will confirm that governance processes, risk management, and internal control systems are sufficient and effective in mitigating the most significant risks—both existing and emerging—that could hinder the Group's objectives and, in doing so, enhance the Group's control culture.

Job Responsibilities

1. Audit Planning & Delivery
   • Lead and carry out comprehensive audit engagements in accordance with internal audit methodology and quality standards.
   • Create risk-based audit scopes by utilizing data analytics and business insights to identify emerging risks.
   • Conduct thorough testing of controls across operational, technology, and financial processes.
   • Ensure that audit work is completed on schedule, within scope, and meets required quality standards.

2. Data & Technology Auditing
   • Utilize data analytics techniques (e.g., SQL, SAS, scripting, automation tools) to improve audit effectiveness.
   • Evaluate IT general controls, application controls, system configurations, and data integrity.
   • Collaborate with technology teams to verify technical controls, system modifications, and data lineage.

3. Banking & Payments Expertise
   • Offer specialized knowledge on banking operations, encompassing payment systems, acquiring, digital channels, card operations, settlement processes, and regulatory obligations.
   • Assess risks and controls throughout the complete payment lifecycle (authorization, clearing, settlement, reconciliation).
   • Remain informed about regulatory standards (e.g., PASA, SARB, ISO 20022) and emerging risks in digital and real-time payments.

4. Stakeholder Management
   • Deliver audit findings in a clear and constructive manner, both verbally and in written reports.
   • Influence business enhancements by offering value-added recommendations and insights.

5. Reporting & Governance
   • Create high-quality audit reports that communicate risks, root causes, and control deficiencies.
   • Contribute to the formulation of the ongoing risk-based audit plan.
   • Monitor and confirm the remediation of agreed-upon audit findings, ensuring lasting solutions.

Job Responsibilities Continue

Essential Qualifications - NQF Level
Advanced Diplomas/National 1st Degrees

Preferred Qualification
• Bachelor of Commerce: Honours with articles, Advanced Diplomas/National 1st Degrees

Preferred Certifications
• CIA (Certified Internal Auditor)

Minimum Experience Level
• 4–6 years of experience in internal or external auditing, risk management, or related disciplines.
• Experience in auditing within the banking, financial services, or payment sectors.
• Proven experience with data analytics and IT audit methodologies.
• Relevant higher education qualification in Accounting, Auditing, IT, or related areas.
• Professional certifications are advantageous (e.g., CIA, CISA, CISM, PASA).

Technical / Professional Knowledge
• Understanding of payment systems and processing, and/or card acquiring and issuing.
• Proficiency in data analytics tools and programming languages (e.g., SQL, Python, ACL/IDEA, Power BI).
• Knowledge of ITGCs, cybersecurity principles, and system controls testing.
• Capability to interpret complex datasets and extract valuable insights.

Behavioural Competencies
Applied Learning
Communication
Collaboration
Decision Making
Technical/Professional Knowledge and Skills

Please reach out to the Nedbank Recruiting Team at +27 860 555 566.